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My personal limits are much lower. 75000 Fr. is as far as I can raise it without hitting an ATM limit. Still, it is quite high amount compared to other European countries, around 4000 Fr.

Skimming doesn't work with my card (set to chip-only operation), PIN code is 6 digits, auto-blocking after 3 attempts, and not written anywhere. I travel a lot, and the ability to get instant cash saved me more than once.



American here. I would love for the ability to set my cards to chip-only operation. I've even considered going so far as to use a magstrip writer to remove all data from the magstrip.


Why not? (Unfortunately, you can't just demagnetize it — ATMs will stop detecting it as a valid card. Learned it the hard way).


My bank is moving towards a phone app for ATM transactions, no card required. If that happens, goodbye magstrip!


@jon-wood — yes, in most countries, even in the US (though I have found a few incompatible ATMs in Boston).

The only country where all ATMs were hard-wired to accept 4-digit pins was Israel. But I was there 5 years ago, perhaps they upgraded their ATMs since. :)


Do foreign ATMs handle your 6 digit PIN ok? At least here I've not heard of anyone having more than 4 digits.


I have 6 with Bank of America




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