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> Also don't get me started that I can't use an api to get my account details and statements in Canada.

Can you do that anywhere else? Even under the EU's "open banking" system, this is basically impossible unless you use an intermediate that charges absurdly high fees, because they themselves had to pay hugr licensing and insurance fees to be granted access to the "open" APIs. The only other way is scraping, which I imagine is just as possible in Canada as everywhere else.



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