No, but there are people who say "this one offers to cover costs for my medical condition, and this one doesn't". And if those costs run into 10s of thousands of dollars, that kind of matters.
And if you're bringing any smarts to the table, you know what conditions you're especially at risk for, too, so presumably you do pick the insurance plan that is most likely to protect you from catastrophic financial losses.
(And if you make less than the tech industry usually does - say, only $25K a year - that $1000 deductible sure is a lot more expensive than the $500 one)
If you redefine "benefits", you might have a point.
Many jobs have health insurance, and thus "benefits". Many health insurances are rather picky with what they do/don't cover. If you claim that only "insurance that covers what I need covered, at a price I deem acceptable", can be called a "benefit", then sure, your mention is valid.
And if you're bringing any smarts to the table, you know what conditions you're especially at risk for, too, so presumably you do pick the insurance plan that is most likely to protect you from catastrophic financial losses.
(And if you make less than the tech industry usually does - say, only $25K a year - that $1000 deductible sure is a lot more expensive than the $500 one)