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False - at least if you want to say this applies to 100% of states. In NY state, the marketplace (ACA) plans are HMO's, and with small networks. High deductibles.

Not that great. And it's not that cheap.

You're better off working somewhere, quitting, using the COBRA (1200-2k+ for fam), when it runs out getting another job, quitting, rinse repeat.



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